15 Store Credit Cards That Were a Big Deal at the Time

Over the years, certain store credit cards have left a lasting impact on shoppers and retail brands alike. From offering exclusive perks to making purchases more accessible, these cards were once the go-to option for many.

Tricia Quitales
April 28, 2025
5 min read

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Store credit cards have been a staple in retail for decades, offering a mix of convenience and exclusive rewards to customers. Some have provided unforgettable perks, like discounts or special financing, while others have faded away over time. In this article, we take a look at store credit cards that were once incredibly popular and changed the way people shopped. Discover the stories behind these cards and why they became such a big deal during their heyday.

1. Sears Charge Card

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The Sears Charge Card was one of the earliest store credit cards and became a symbol of convenience in the 1980s. It offered special financing and discounts to loyal customers, making it a popular choice for families. For many, it was the gateway to building credit and earning rewards on household goods.

2. Target REDcard

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The Target REDcard revolutionized the way customers shopped at Target. It offered 5% off every purchase and free shipping. With no annual fee, it was a favorite among bargain hunters. The card quickly became one of the most successful store cards in history.

3. Macy’s Credit Card

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Macy’s Credit Card became synonymous with holiday shopping, offering big discounts during special sales events. The card allowed members to unlock early access to promotions and exclusive offers. Many shoppers eagerly awaited the Macy’s cardholder-only sales throughout the year.

4. Walmart Credit Card

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Walmart’s credit card made waves by offering cashback rewards for all in-store and online purchases. It catered to everyday shoppers who needed an easy way to finance purchases at one of the world’s largest retailers. The card also offered access to special financing for larger purchases.

5. Kohl’s Charge Card

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Kohl’s Charge Card was a game-changer for shoppers who loved the brand’s sales and discounts. Cardholders enjoyed special promotional discounts during holidays and events like Kohl’s Cash. It became a go-to card for those looking to save money on clothing and home goods.

6. Best Buy Credit Card

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Best Buy’s store card was a favorite among tech enthusiasts. It offered exclusive financing on big-ticket electronics, and the rewards program included points that could be redeemed for future purchases. Thus, it provided great value for customers looking to invest in gadgets and home entertainment.

7. JCPenney Credit Card

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The JCPenney Credit Card attracted shoppers with generous discounts and rewards on clothing, home goods, and accessories. It offered bonus points during special events and extra savings on clearance items. The card became a staple for those looking to stretch their budgets at a department store.

8. Amazon Store Card

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The Amazon Store Card provided early access to deals and 5% back on all eligible Amazon purchases. Its no-annual-fee policy and low-interest rate made it attractive to frequent Amazon shoppers. Over time, it became a must-have for those who wanted to optimize their online shopping experience.

9. Home Depot Credit Card

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The Home Depot Credit Card stood out with its promotional financing options for home improvement projects. It allowed customers to make large purchases for their homes and pay over time with no interest if paid in full within a set period. This card helped many homeowners and DIY enthusiasts complete projects without breaking the bank.

10. Lowe’s Advantage Card

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The Lowe’s Advantage Card offered customers exclusive financing on home improvement purchases, especially for larger items. The card provided special offers, discounts, and financing options, making it popular among contractors and DIYers. It became a vital tool for anyone looking to upgrade their home.

11. Victoria’s Secret Angel Card

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The Victoria’s Secret Angel Card catered to fashion lovers, offering exclusive rewards on lingerie, beauty products, and apparel. Cardholders received birthday gifts, early access to sales, and special promotions throughout the year. It became a favorite for those who frequently shopped at the iconic lingerie store.

12. Barnes & Noble Credit Card

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The Barnes & Noble Credit Card offered points on every purchase, including books, toys, and gifts. Rewards could be redeemed for store credit, making it a must-have for avid readers. The card also included discounts during special promotions like the store’s annual sales events.

13. Costco Anywhere Visa Card

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While not a typical store credit card, the Costco Anywhere Visa Card gave members cashback rewards on their Costco purchases. The card offered perks like 2% back on Costco purchases and other bonus categories. It quickly became a favorite for shoppers who wanted more value from their Costco membership.

14. Gap Credit Card

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The Gap Credit Card was popular for offering rewards on purchases made at Gap, Old Navy, and Banana Republic. It allowed customers to earn points for every dollar spent and offered exclusive sales events. Many loyal shoppers used it to get discounts on stylish clothing and accessories.

15. Express Credit Card

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The Express Credit Card offered cardholders 20% off their first purchase and rewards on future purchases. It also provided early access to new collections and special sales. Shoppers loved using it to score fashionable clothing and accessories at a discount.