20 Financial Apps You’ve Never Heard Of but Should Try

Keeping track of your personal funds can be hard in today's busy world. Even though Mint and PayPal are the most well-known financial apps, many others offer unique tools to help you organize, save, and grow your money. You may not have heard of these 20 secret gems in the world of financial apps, but they could make your financial journey a lot easier.

  • Tricia Quitales
  • 6 min read
20 Financial Apps You’ve Never Heard Of but Should Try
Pixabay on Pexels

There are a lot of well-known big names in the market for financial apps, but there are also a lot of lesser-known apps that can help you better manage your money. Anyone can find an app that helps them save money, remember what they’ve spent, or make smart investments. There are 20 apps on this list that you may not have heard of before but can help you with your money in interesting and new ways. These apps are great for people who want to smartly and easily manage their money. They include sites for investing and tools for making budgets.

1. Albert

 RDNE Stock project on Pexels RDNE Stock project on Pexels

With Albert, you can make a budget, save money, and trade all in one sleek app. It keeps track of how much you spend and makes suggestions based on that information. Albert is great for people who want to make spending easier because it has features like automatic savings and cash advances.

2. Acorns

Burst on Pexels Burst on Pexels

Acorns is an app that sums up the amount you pay for things to the nearest dollar and invests the extra money for you. It looks easy to buy things with this micro-investing app, and you don’t even need a lot of money. This is a great choice for people who want to start saving but don’t want to take too many risks.

3. Tiller Money

Greta Hoffman on Pexels Greta Hoffman on Pexels

Tiller Money lets you make your own budget worksheets, which is a more hands-on way. It connects straight to your bank accounts and keeps your financial information up to date on its own. Tiller is great if you like how flexible spreadsheets are but also want to know how easy it is to automate tasks.

4. Empower

Andres Ayrton on Pexels Andres Ayrton on Pexels

Plan your money with this app, which comes with a savings account and investment tools. It helps you budget, keep track of your spending, and find cheap ways to invest your money. This is great for people who want to take care of their money in more ways.

5. Qapital

cottonbro studio on Pexels cottonbro studio on Pexels

Qapital is a unique app that helps you save money by letting you set your own savings goals. With its “Goals” tool, you can round up your purchases, set up automatic payments, or make savings goals. To save money and meet your money goals, do something fun and easy.

6. PocketGuard

Ketut Subiyanto on Pexels Ketut Subiyanto on Pexels

PocketGuard automatically sorts your bills into groups and keeps track of how much money you have left over every month. You can see where your money is going in detail on the app, which helps you save more effectively. Anyone who wants an easy way to keep track of their spending without worrying about making a budget will love it.

7. Truebill

Edmond Dantès on Pexels Edmond Dantès on Pexels

Truebill lets you keep track of your subscriptions and stop the ones you don’t want, which saves you money every month. It also lets you discuss your bills and set automatic savings goals. Truebill can make it easier for you to keep track of regular payments if you have trouble doing that.

8. You Need a Budget (YNAB)

iam hogir on Pexels iam hogir on Pexels

YNAB is a powerful app for making a budget that gives you full control over every dollar you spend. It teaches you how to make a budget based on your income and set your financial goals in order of importance. YNAB gives people who are serious about handling their money the tools and structure they need to do well.

9. Stash

Anete Lusina on Pexels Anete Lusina on Pexels

You can start saving as little as $5 with the Stash app, which is great for people new to the game. It provides learning materials and advice that make buying easier to understand. Stash is a great choice for people who want to start investing but are new to the process.

10. Chime

Leeloo The First on Pexels Leeloo The First on Pexels

Chime is a digital bank with no hidden costs or minimum balances. Also, it has a tool called “Round Ups” that automatically saves extra change for you. Chime is a great app for people who want a cheap way to handle their money because it is simple and easy to use.

11. Simple

Vitaly Gariev on Pexels Vitaly Gariev on Pexels

Simple is a mobile banking app that has planning tools and savings goals built right in. It has a simple interface for handling your money and no extra costs. If you want an easy way to do your banking, Simple has both the simplicity and features you need.

12. Mvelopes

 Pavel Danilyuk on Pexels Pavel Danilyuk on Pexels

With Mvelopes, you can make a budget using the envelope method, which is a common way to handle money. You put money into different envelopes for different things, like food, fun, and savings. Mvelopes makes it easy to stick to a budget by showing you where your money is going.

13. Zeta

Ron Lach on Pexels Ron Lach on Pexels

This is an app that helps couples manage their money. Partners can easily set shared money goals, keep track of spending, and split bills. People who want to keep track of their money and agree on how to spend it will love it.

14. Clarity Money

Sora Shimazaki on Pexels Sora Shimazaki on Pexels

With Clarity Money, you can cut back on services you don’t need, save money, and keep track of what you spend. With an easy-to-use design, Clarity Money makes it easy to see how much money you’re making. There are also specific tips on handling your money better that come with the tool.

15. Digit

Mikhail Nilov on Pexels Mikhail Nilov on Pexels

Digit is an app that automatically saves you money. It looks at how you spend your money and puts small amounts of money into savings every day. It’s meant to save you money without thinking about it. Digit is great for people who have trouble saving money and need help building a backup fund.

16. Revolut

Tima Miroshnichenko on Pexels Tima Miroshnichenko on Pexels

To bank with Revolut, you can use more than one cash. This makes it a great choice for tourists. It doesn’t cost much to send and receive money in different countries. You can sell cryptocurrencies, put money into stocks, and use tools for planning. This lets you handle your money however you want. 

17. Plum

Artem Podrez on Pexels Artem Podrez on Pexels

You can save money with Plum because it tracks how you spend your money and sets away small amounts on its own. You can save money and spend it in different ways. Because Plum is so simple to use, saving money feels like second nature.

18. Snoop

Leeloo The First on Pexels Leeloo The First on Pexels

AI helps Snoop keep track of how much you spend and gives you specific ways to save money. People who want to save money and get better deals will love this. Snoop makes it easier to handle your money by giving you clear financial information and tools for keeping track of your bills.

19. Monzo

Andrea Piacquadio on Pexels Andrea Piacquadio on Pexels

Monzo helps you manage your money without extra charges. It lets you make budgets, track your spending, and even divide your money into pots for different goals. Monzo is great for people who want to manage their money without all the trouble that comes with traditional banking.

20. Bobby

Kaboompics.com on Pexels Kaboompics.com on Pexels

Bobby keeps track of your bills and payments so you never miss a payment. The app helps you avoid paying for services you no longer use and makes it easy to keep track of ongoing costs. If you have a lot of subscriptions, Bobby can help you keep your money in order.

Written by: Tricia Quitales

Tricia is a recent college graduate whose true passion lies in writing—a hobby she’s cherished for years. Now a Content Writer at Illumeably, Tricia combines her love for storytelling with her fascination for personal growth. She’s all about continuous learning, taking risks, and using her words to connect with and inspire others.

Recommended for You

20 Financial Innovations That Will Shape the Future

20 Financial Innovations That Will Shape the Future

The future of finance is being revolutionized by these 20 groundbreaking innovations, from blockchain to AI, redefining how we save, invest, and transact.

20 Ways to Build Better Money Habits

20 Ways to Build Better Money Habits

Building better money habits is all about making smart, simple choices that help you manage your finances with ease and confidence.