20 Pet Expenses Most First-Time Owners Don't Expect

Owning a pet comes with hidden costs that can surprise new owners.

  • Sophia Zapanta
  • 4 min read
20 Pet Expenses Most First-Time Owners Don't Expect
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First-time pet owners often overlook several unexpected expenses. From emergency vet visits to grooming tools, the costs can add up fast. Knowing these 20 pet expenses ahead of time can help you budget better and avoid financial stress.

1. Vet Bills

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Routine vet visits, vaccinations, and emergencies can add up fast. Expect to spend more than you think on keeping your pet healthy and safe. 

2. Food Costs

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High-quality pet food can be pricey. Feeding a pet the proper nutrition might cost more than you initially planned, especially if they have special dietary needs. 

3. Pet Insurance

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Many first-time owners overlook the cost of pet insurance. It’s an added expense, but it can save you money in case of unexpected medical issues. 

4. Toys and Entertainment

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Pets need stimulation and playtime, so you’ll buy toys, scratching posts, and more to keep them happy. These little add-ups can quickly add up over time. 

5. Grooming Services

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If your pet requires professional grooming, whether for a haircut, nail trim, or bathing, it’s an ongoing cost. Some breeds need grooming more often than others. 

6. Pet Beds and Furniture

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A comfortable bed or cozy pet furniture might be essential for your pet’s happiness. Pets love having their own space, but it’s an unexpected cost. 

7. Training Classes

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Whether housebreaking a puppy or teaching basic commands, training classes or private lessons can be a significant expense for first-time owners. 

8. Flea, Trick, and Heartworm Preventatives

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Keeping your pet protected from parasites requires regular treatments. These preventatives can add up over time but are necessary for their health. 

9. Pet Boarding or Daycare

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Are you going on vacation or having a busy workday? Boarding or pet daycare services might be necessary and are often more expensive than expected. 

10. Travel Expenses

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If you plan to travel with your pet, you might need to pay for extra luggage, pet-friendly accommodations, or even special transport arrangements. 

11. Emergency Care

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Unexpected accidents or illnesses can lead to emergency vet visits. These unplanned expenses can quickly strain your budget. 

12. Pet Apparel

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Some pets, such as tiny dogs, need jackets or other clothing in colder weather. It’s a small cost that can add up over time. 

13. Dental Care

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Just like humans, pets need dental care. You may need to buy special food and treats or even schedule a vet visit for a professional cleaning. 

14. Pet Tax

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In some areas, pet owners must pay a yearly license fee. It’s a minor fee but something to keep in mind for budgeting. 

15. Litter and Waste Management

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Litter costs can be recurring expenses for cats. To manage your pet’s business, you’ll also need waste bags, scoops, and other supplies. 

16. Pet Tech Gadgets

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Intelligent collars, automatic feeders, and pet cameras are all the rage. These high-tech gadgets can be helpful but can also increase pet-related expenses. 

17. Travel Vaccines

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Travel vaccinations may be necessary if you plan to take your pet overseas or even across state lines. Depending on the destination, these can add up. 

18. Specialty Care

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Pets with special needs or health conditions may require additional products or care. This could mean extra trips to the vet or buying specific medical supplies. 

19. Cleaning Supplies

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Pet stains, hair, and accidents mean more cleaning supplies. You may find yourself buying special pet-safe cleaners more often than expected. 

20. Pet Funeral Services

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While not something to think about right away, the cost of cremation or a pet memorial service can be an unexpected financial burden when the time comes. 

Written by: Sophia Zapanta

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