20 Ways to Make Saving Feel Easy
Uncover 20 simple and creative strategies to make saving money an effortless and enjoyable part of your daily life.
- Chris Graciano
- 3 min read
Saving money can seem challenging, but it doesn’t have to be. This article provides 20 practical techniques to make saving feel natural and enjoyable, from automating your accounts to taking on money-saving challenges. Whether saving for a huge goal or establishing a rainy-day fund, these techniques will help you get there quickly.
1. Automate Your Savings
Atlantic Money on Unsplash
Set up an automatic transfer to your savings account. This allows you to streamline the process of saving without thinking about it.
2. Round Up Your Purchases
David Dvořáček on Pexels
Multiple apps automatically round up every purchase and transfer change to your savings account.
3. Track Your Spending
Kaboompics.com on Pexels
Tracking your expenses allows you to identify where your money is going. If you’re not doing it, you’ll easily overspend every time.
4. Embrace Cash-Only Days
RDNE Stock project on Pexels
Committing to spending cash only prevents you from impulse purchases.
5. Set Micro-Goals
Tima Miroshnichenko on Pexels
Setting a significant amount for your saving goals can make you feel overwhelmed. To make it more achievable, break it down into smaller targets.
6. Declutter and Sell
Ekaterina Belinskaya on Pexels
If you have unused items, turn them into cash by selling them online or at a yard sale.
7. Cancel Unused Subscriptions
freestocks.org on Pexels
Take a look at your bill, looking for recurring charges for subscriptions you’re no longer using, and remove them.
8. Use a Savings Jar
Towfiqu barbhuiya on Pexels
Are your pockets filled with loose change? Transfer them to a jar. You’d be surprised how fast it will fill up.
9. Participate in a Savings Challenge
Alexander Grey on Pexels
There are plenty of methods that gamify the saving experience. One is to join a 52-week or no-spend challenge to boost savings.
10. Cook More at Home
cottonbro studio on Pexels
Eating out at restaurants can rack up a huge bill. Avoid that by cooking at home. Not only will you save money, but you’ll also eat healthier.
11. Opt for Generic Brands
Kampus Production on Pexels
Often, generic brands offer the same quality as larger ones without a hefty price tag.
12. Unsubscribe from Marketing Emails
Solen Feyissa on Unsplash
Reduce the temptation to splurge by staying out of sight of sales. Get on your email account and do it now.
13. Shop with a List
Kampus Production on Pexels
Prior to going to the store, make a list of what you need to buy. This will avoid overspending on unnecessary items.
14. Use Coupons and Cashback
Erik Mclean on Unsplash
Maximize deals by combining discounts and cashback apps.
15. Start a Savings Buddy System
Kaboompics.com on Pexels
If you struggle to save, call a friend and partner with them. This will provide you with a support system to keep you motivated.
16. Delay Purchases
rupixen on Unsplash
Another way to prevent impulse buying is to wait 24 to 48 hours. Often, you won’t end up buying it.
17. Switch to Energy-Efficient Habits
Steve Johnson on Pexels
Conserve energy! If there are unused appliances, remove the plug. This will lower your utility bill and help the environment.
18. Take Advantage of Free Entertainment
Adones Bentulan on Pexels
Sometimes, you won’t need to spend a dime to be entertained. Walk through the park, discover books at the library, or attend free events in your area.
19. Bank Windfalls
Anna Nekrashevich on Pexels
When you receive bonuses, refunds, or cash gifts, save them instead of spending them immediately.
20. Celebrate Progress
Andrea Piacquadio on Pexels
Saving doesn’t have to mean not spending at all. Whenever you reach a goal, treat yourself. Doing so motivates you and helps you continue on your savings journey.