7 Hidden Fees You’re Probably Paying Without Realizing

From banking to travel, these 7 hidden fees sneak into your bills and quietly drain your finances.

Chris Graciano
February 27, 2025
2 min read

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Over time, many people incur additional fees that are sometimes overlooked and build up to a considerable cost. These fees can cost you hundreds of dollars a year, whether they are in your bank account, travel expenditures, or regular purchases. You may save more of your hard-earned money if you can recognize and steer clear of them.

1. Bank Account Maintenance Fees

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Some banks charge monthly fees just to keep an account open. These charges can often be avoided by maintaining a minimum balance or switching to a no-fee bank.

2. Resort Fees at Hotels

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Many hotels advertise low rates but tack on mandatory “resort fees” for amenities like Wi-Fi and gym access. These fees aren’t always clearly disclosed upfront.

3. ATM Withdrawal Fees

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Using an out-of-network ATM can cost you anywhere from $3 to $5 per transaction. Over time, these charges add up to a substantial loss.

4. Inactivity Fees on Gift Cards

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Unused gift cards might seem like free money, but many come with hidden charges if they go unused for too long. After a certain period, companies start deducting a monthly fee.

5. Early Termination Fees

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Cell phone providers, internet companies, and subscription services often charge steep penalties for canceling early. These fees can be avoided by choosing month-to-month plans or negotiating with customer service.

6. Airline Seat Selection Fees

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Many airlines now charge extra just to choose a standard seat. You might think you’re getting a great deal on airfare, only to find hidden costs at checkout.

7. Service Fees on Tickets

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Concerts, sports games, and even movie tickets often come with hefty processing fees. These extra costs aren’t always obvious until the final checkout page.