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7 High-Interest Savings Accounts You Should Consider in 2025

Maximize your savings in 2025 by choosing from these top high-yield savings accounts offering competitive interest rates and user-friendly features.

  • Chris Graciano
  • 2 min read
7 High-Interest Savings Accounts You Should Consider in 2025
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Choosing the appropriate savings account becomes essential for maximizing profits when interest rates change. In 2025, several banks provide reasonable rates together with distinctive features catered to various financial requirements. Seven high-interest savings accounts are highlighted in this list to assist you in making an informed choice and efficiently increasing your money.

1. SoFi Checking and Savings

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SoFi offers a competitive 4.50% APY on savings balances for members with direct deposit or qualifying deposits of $5,000 or more during a 30-day evaluation period. There is no minimum direct deposit amount required to qualify for the stated interest rate. 

2. American Express High-Yield Savings Account

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American Express offers a high-yield savings account with a competitive APY, making it an attractive option for savers. The account features no monthly fees and provides 24/7 customer support. 

3. Ally Bank Online Savings Account

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Ally Bank is known for its competitive high-yield savings accounts with no monthly maintenance fees. The bank offers a user-friendly online platform and 24/7 customer service.

4. Marcus by Goldman Sachs High-Yield Online Savings

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Marcus by Goldman Sachs offers a high-yield online savings account with competitive interest rates and no fees. The account requires no minimum deposit, making it accessible for all savers.

5. Discover Online Savings Account

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Discover Bank provides an online savings account with competitive APYs and no monthly fees. The account offers easy access to your funds and a user-friendly online interface.

6. UFB Direct High-Yield Savings

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UFB Direct offers a high-yield savings account with competitive interest rates, making it an attractive option for those looking to maximize their savings. The account features no monthly maintenance fees and provides easy online access to your funds.

7. Barclays Online Savings Account

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Barclays offers an online savings account with a competitive APY and no monthly maintenance fees. The account requires no minimum balance, making it accessible for all savers.

Written by: Chris Graciano

Chris has always had a vivid imagination, turning childhood daydreams into short stories and later, scripts for films. His passion for storytelling eventually led him to content writing, where he’s spent over four years blending creativity with a practical approach. Outside of work, Chris enjoys rewatching favorites like How I Met Your Mother and The Office, and you’ll often find him in the kitchen cooking or perfecting his coffee brew.

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