9 Money-Saving Apps That Actually Work
These apps help you cut expenses, find deals, and manage your money more effectively—all from your smartphone.
- Chris Graciano
- 2 min read
Thanks to applications that automate budgeting, cashback incentives, and discounts, saving money doesn’t have to be difficult. The correct tools may make a tremendous impact, whether your goal is to manage spending, reduce costs, or receive rebates on purchases. These nine applications have received great reviews and can help you save more money.
1. Rakuten (Cashback on Shopping)
Andrea Piacquadio on Pexels
Rakuten gives you cashback when you shop online or in-store at participating retailers. It partners with thousands of brands, offering a percentage of your purchase back in rewards.
2. Honey (Automatic Coupon Finder)
cottonbro studio on Pexels
Honey scours the web for discount codes and applies them at checkout. It works seamlessly with online stores to find the best available promo codes.
3. Ibotta (Grocery and Retail Rebates)
Andrea Piacquadio on Pexels
Ibotta offers cashback on groceries, clothing, and even travel bookings. Snap a photo of your receipt or link store loyalty accounts to earn rebates.
4. Trim (Bill Negotiation and Subscription Management)
SHVETS production on Pexels
Trim analyzes your expenses and helps lower bills by negotiating with service providers. It also cancels unwanted subscriptions to eliminate wasted spending.
5. Acorns (Micro-Investing for Spare Change)
Andrea Piacquadio on Pexels
Acorns rounds up your everyday purchases and invests the spare change. Over time, these small contributions grow into a larger savings or investment fund.
6. Fetch Rewards (Earn Points for Receipts)
Andrea Piacquadio on Pexels
Fetch Rewards turns your grocery receipts into gift cards. Simply scan receipts from any store to earn points, which can be redeemed for free rewards.
7. GasBuddy (Find the Cheapest Gas Prices)
Andrea Piacquadio on Pexels
GasBuddy helps drivers locate the lowest gas prices in their area. The app updates in real-time, showing where to fill up for less.
8. YNAB (You Need a Budget – Budgeting Made Simple)
Antoni Shkraba on Pexels
YNAB helps users create and stick to a detailed budget by assigning every dollar to a job. Unlike traditional budgeting apps, it focuses on proactive financial planning.
9. Dosh (Automatic Cashback on Purchases)
Gustavo Fring on Pexels
Dosh links to your debit or credit card and rewards you with automatic cashback when you shop, dine, or travel. No need to scan receipts or activate deals—just spend as usual and earn money back.